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Encinitas Home Loans, Equity Loans Mortgage Solutions For Your Future

San Diego Mortgage Brokers

Home Loans, Fixed Rate Loans & Home Equity Loans
Serving North County, San Diego & Southern CA

Ranch & Coast Mortgage Group
144 West D Street, Suite 4
Encinitas, CA 92024
760.230.2042 Office

At Ranch & Coast Mortgage Group we recognize how truly important it is in obtaining the best mortgage loan and terms that most fits with your individual needs and situation.

Mortgage Loan Programs Featured:

Fixed Rate Loans:

A fixed rate mortgage has the same payment for the entire term of the loan. Your interest rate and mortgage payment will never change at any time during the life of the loan. Knowing your rate and payment never increase may give you peace of mind and make it easy to budget your finances.


Adjustable Rate Mortgage (ARM) Loans:

An adjustable rate mortgage (ARM) has a rate that can change, causing your monthly payment to increase or decrease.

Visit us at Ranch & Coast Mortgage Group to learn more about ARM Loans

Home Equity Loans and Lines of Credit:

Your home equity is the difference between what you owe on your mortgage and the market value of your home. You can borrow against that equity when you need cash, using either a home equity loan or a line of credit.

Home Equity Loan Choices:
Traditional Home Equity Loans: gives you the cash you need in a single lump-sum payment, which allows you to repay the full loan amount over a specific period of time at a fixed interest rate

Home Equity Line of Credit: gives you a revolving source of cash that you can draw from as you need it. The line carries a variable rate with an interest-only payment option that can be used to finance ongoing expenses and miscellaneous purchases, like you would use a credit card.

Apply online Quick Home Equity Loan Application
Loan Pre- Qualification is Simple
or Call Your
San Diego Mortgage Loan Experts
Ranch & Coast Mortgage Group at:
760.230.2042

 

 

Ranch & Coast Mortgage Group is conviently located on 144 West D Street Suite 4, in beautiful down town Encintas.

Directions South: I-5 North to the Encinitas Exit, LEFT on Encinitas Blvd - LEFT at S. Coast HWY 101 - Right on D Street.

North: I-5 South to Encinitas Blvd exit - turn Right onto Encinitas BLVD - LEFT at S. Coast HWY 101 - Right on D Street.

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About Ranch & Coast Mortgage Group, Inc.

Our goal is to provide the best loans and programs that fit your needs, goals and situation. We excel at helping our clients through the sometimes confusing loan options and choices to full filling their loan needs in the least stressful way possible. We stay with our clients every step of the way even beyond when the loan process is over.

Why many choose to use Ranch & Coast Mortgage Group

All of our loan experts have many years of experience in the loan industry as well as working hand in hand with clients Realtors to help ensure successfully new home purchases.

Many find our industry experience and personal service comforting because they know that they can harness our experience & knowledge:

  • We act as advocates for them when they are consolidating credit card and consumer debt either through our Home equity loans or home equity line of credit and we are interested in helping them get back on solid financial footings again.
  • We only recommend loan programs that are in the best interest of our clients and that our goal is to have a long term relationship with our clients where they not only come back to us for future loan products but refer their friends and family to us because of their pleasant, professional experience with us.


Testimonials from Satisfied Clients & Realtors

Once you have found your dream home, you will need to find a loan to make your dream come true. Since the number of loans has increased dramatically and the process is more complex, we have been depending on Thor and Elivin to guide our clients through the process. They will explain the dazzling array of options and make sure that the one you choose will protect your family's financial future....

Read more testimonials from satisfied
mortgage clients & partners.

 
Encinitas Home loans, first time home loaans mortage brokers ranch and coast

Our Team At Ranch & Coast Mortgage Group

Whether you are a first time home buyer, seasoned real estate investor or real estate agent looking for a trusted experienced team to help your clients, know that our loan officers have a commitment to providing the best loan options and solutions and strive to provide superior customer service and care.

Read our Mortgage & Loan Officers Bio's

Encinitas Ranch and Coast Mortgage Group loan officers for real estate and equity loans

Ranch & Coast Mortgage Group is a Equal Housing Lender. Licensed by the California Department of Real Estate.
Mortgage Brokerage license #01786879

Providing professional Home Loans, Equity Loan and Construction loan solutions in all of California and Specializing in areas in Southern California, San Diego County Coastal & Inland North County.

Apply online Quick Home Equity Loan Application Loan Pre- Qualification is Simple
Or Call Us AT 760.230.2042

 

Encinitas Chamber of Commerce
Physical Address: 859 Second St., Encinitas, CA 92024
Mailing Address: 1106 Second St. #112 - Encinitas, CA 92024

Encinitas Visitor Center Entrance- On the Corner of H & 2nd Street
Phone 760-753-6041 - Fax: 760-753-6270
E-mail: info@encinitaschamber.com

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